In Hawaii, California, Arizona, Washington and Oregon your vehicle must be insured while it is registered, and you are required to have a valid motor vehicle insurance identification card in your car at all times.
The Aloha State, like many others, is a “no-fault” insurance state. This means that your insurance will cover your injuries and your passengers’ injuries in the case of an accident. If you are found responsible for the accident, you will be responsible for damages to vehicle and property. Coverage and necessary limits vary from Hawaii to California, Arizona, Washington and Oregon but we deal with both national and regional carriers to deliver attractive options. Most times we can provide you with a quote in minutes through our access to online rating systems.
If you decide to drive without the proper auto insurance in Hawaii, California, Arizona, Washington or Oregon and are caught, you will have to surrender your registration certificate and license plates to the county director of finance. At ACW Insurance, we can provide affordable insurance solutions that cover you legally and can offer protection beyond the minimums required by law.
Of course, this minimum coverage only pays for the injured party when you are at-fault in an accident. We can also offer optional coverage that offers more protection, such as:
- Collision and Comprehensive
- Uninsured and Underinsured Coverage
- Wage Loss
- Death Benefits
- And more…
Our agents can help you decide on the best coverages for your individual situation and needs. Don’t get caught without the proper insurance coverage or find yourself with not enough car insurance.